Kopasera Mobile

Kopasera Mobile is a mobile application with the concept of one stop solution and a cooperative platform that relies on digital technology. As one of the service applications from PT. CUSO Digital Indonesia, Kopasera Mobile is intended for Agung Sejahtera CU members to be able to carry out all Cooperative financial transaction activities, Information, Promotion, PPOB and Business Space (Marketplace) on the features provided by the application using an Android smartphone.Application Features:1. Fill in the Balance/Topup via Bank or Savings in a Cooperative2. Transfer to the Bank, Members can transfer money anywhere in realtime3. Info on Cooperative Balance/Deposits, Check Savings Balances, Loans and Deposit deposits or installments via mobile apps, real time and fully integrated with the CUSO CORE System.4. PPOB purchases such as credit & data packages, PLN Tokens5. Payment of PPOB Bills such as: BPJS, Postpaid PLN, Telkom Group6. Invite Members, Members can register family, relatives, friends to become members without having to come to the cooperative office, anytime and anywhere.7. Submit a Loan, Members can apply for a loan without having to come to the cooperative office, anytime and anywhere after the application will be KYC by the Agung Sejahtera CU cooperative before the loan is approved.Max loan value IDR 50,000,000Admin fee of 2.5% (deducted at the time of disbursement)Loan Disbursement Simulation:For example :Loan value Rp. 5,000,000,Term of 12 monthsSave. Capital 0.2% of the Loan Amount2.5% Admin FeeStamp dutyVoluntary Fees (voluntary given by members to the cooperative which will go into the cooperative development fund)So :Disbursement Value = 5,000,000 minusSave. Capital : 10,000Admin fee: 125,000Stamp Duty: 24,000Voluntary Fees: 26,000What members receive: IDR 4,815,000With details :Principal : IDR 5,000,000 : 12 = IDR. 416,700 / monthInterest : Remaining Balance x 2.5%Mandatory Savings: IDR 20,000Accelerated payment:If a Member wants to make accelerated payments, at least 3x installments have been entered8. Pay for QR Scan (Pay by Scan QR, Transfer to fellow users, Activity Attendance)9. Promotions / Advertisements10.News11. Product Info and Asset Info, Members can know/control the development of cooperative Assets and Products directly12. Business Space (Marketplace)13. Support14. Transaction History